Why the first hour decides whether your money comes back
Recovery in cyber fraud is almost entirely a question of speed. Here is what actually happens to the money after it leaves your account, and why the window is measured in hours.
Explainers and analysis
Longer pieces on how fraud is changing in India, what the numbers show, and what actually protects people. Written for readers, not for specialists.
Digital arrest: the script, line by line
The calls are unusually consistent. Read the sequence once and it stops working on you, which is the only defence that reliably holds.
What the complaint numbers do and do not tell us
Reported cyber fraud keeps rising. Some of that is more fraud, and some of it is more reporting. Separating the two matters for where awareness effort goes.
Setting up a phone for a parent who is a new internet user
Twenty minutes of setup removes most of the attack surface. A checklist you can work through on someone else's phone this weekend.